What does Adeslas PLENA TOTAL include?
Adeslas Plena Total is the most comprehensive health insurance with dental coverage included and access to the largest network of medical professionals in the country.
It includes specialists, pediatrics, and general medicine, emergency care, hospitalization, and medical assistance abroad, as well as high-tech means for the most precise diagnoses.
Premiums and cost of dental treatment without an increase during the first three years
A free annual medical check-up, adapted to the age of each insured party
46 free dental treatments and a 10% discount in implantology orthodontic treatments
Travel assistance with capital of up to €100,000
HOW MUCH DOES HEALTH INSURANCE COST?
Calculate what you would pay for your Adeslas PLENA TOTAL health insurance.
Qué cubre tu seguro de salud completo
With Adeslas PLENA TOTAL you have a wide range of health specialties and services at your disposal, with which you will be guaranteed the best health care.
Personalized attention in a wide range of specialties:
- Primary medicine: general medicine, pediatrics and nursing service
- Emergencies
- Medical-surgical specialties
- Preventive medicine
- Diagnostic means including high-tech ones: prostate biopsy by ultrasound-guided image fusion.
- Hospitalization
- Surgical implants and prostheses: fixation bands for stress incontinence.
- Special treatments
- Transplants organs, tissues and cells of human origin
- Psychology and psychotherapy
- Childbirth preparation
- Podiatry
- IUD, includes cost of placement and device
- Fetal DNA test in maternal blood
- 50% reimbursement coverage up to €500 of medical expenses in the specialties of Rehabilitation and Physiotherapy.
- 50% reimbursement coverage up to €200 of medical expenses in Podiatry. More information
- 50% reimbursement coverage of out-of-hospital pharmacy expenses up to €200. More information
- 50% reimbursement coverage of up to €500 of medical expenses in the specialties of Speech Therapy and Phoniatrics. More information
- Travel assistance abroad with a capital of up to €100,000
- Free annual medical check-up
- Service commitments in authorizations and reimbursements.
- Robotic surgery for prostate cancer and kidney cancer. Included with a €6,000 deductible for cases that meet the required criteria.
- Personal and professional accident coverage with a capital of €30,000
Copayments
Without copayments for the use of services.
Qualifying periods
All services provide immediate access, except those with a certain qualifying period to be able to enjoy their benefits, which may vary between three and eight months. See conditions.
Authorisations
Some medical services require authorisation by Adeslas. Hence, if one of our medical professionals prescribes any medical test for you, you must send us the corresponding prescription so that we can manage your authorisation.
The tests that are subject to medical authorisation are as follows:
- Hospital admission
- Medical tests
- Rehabilitation
- Clinical psychology
- Compromiso de autorizaciones en un máximo de dos días hábiles
You can obtain your authorisations quickly and comfortably with a photo through your Health Customer Area. If you prefer, you can also obtain your authorisations from the Adeslas Salud y Bienestar App
Dental insurance
Dental insurance included, with the same premium in dental amounts during three years, without increases. You will enjoy 46 dental services, comprehensive and free of charge. You will also receive extensive additional services at a reduced cost.
To take care of your oral health, we offer comprehensive dental services at no additional cost, such as:
- Scale and polish.
- Fluoridation.
- Diagnostic consultations.
- Odontological x-rays.
- Odontopaediatrics: crown reconstruction, dental splinting, pulpotomy, root canal work on temporary teeth and fitting of crown over natural teeth, among others.
- Además un 10% de descuento en ortodoncia e implantología en las Clínicas Dentales Adeslas
Insurance documentation
- Consult the General Terms and Conditions
- Consult the Fact Sheet
- Consult the Preliminary Information Document (IPID)
Are you a customer? Access your health services
With Adeslas, you will always have a doctor at your disposal and access to all digital health services so that you can manage your health at any time from any place:
- Healthcare provider list search function and option to request your appointment online
- Digital card
- Online authorisations and refunds
- Video-appointments and tele-appointments
- General, paediatric and psycho-emotional medical advice
- Personalised health programmes
Access these and other healthcare services through your Customer Area or from the Adeslas Salud y Bienestar App
Discover all the services available to you here
Are you looking for another type of health insurance?
Find among our health insurances the option that best suits you. If you are looking for other options of comprehensive health insurances, you can choose Adeslas PLENA PLUS, a complete health insurance without copayment and without dental insurance, Adeslas PLENA VITAL with copayment, or Adeslas PLENA with reduced copayment.
DO YOU NEED HELP WITH YOUR INSURANCE?
We solve all your doubts related to your insurance procedures or procedures. In addition, we put at your disposal a wide network of commercial attention offices to resolve your doubts in person. Find yours here
Frequently Asked Questions
1. What does comprehensive medical coverage mean?
Comprehensive medical coverage in a health insurance is when it offers a wide range of medical services and treatments, covering a variety of medical conditions and care needs. This includes doctor visits, medical examinations, hospital procedures, surgeries, prescribed medications, etc. Therefore, a comprehensive health insurance is designed to provide comprehensive protection for your health and well-being, ensuring that you have access to the care you need when you need it.
2. What is the difference between copayment and no copayment?
The main difference between a copayment and a no copayment health insurance lies in how you share medical costs with the insurance company.
- With Copayment: In a health insurance with copayment, you will pay a specific amount of money each time you receive medical care. These payments may vary depending on the type of medical service and are usually a fraction of the total cost of the service. Copayments allow you to have a lower monthly premium.
- No Copayment: On the other hand, in a health insurance without copayment, you do not have to pay anything out of your pocket when receiving medical care. This means that if you choose a no copayment insurance like Adeslas PLENA TOTAL, you will receive medical care without worrying about additional costs at the time of service.
The choice between a copayment and a no copayment insurance depends on your personal preferences and how you prefer to manage your medical expenses.
3. What advantages does a comprehensive private health insurance offer?
A comprehensive private health insurance offers a range of benefits that enhance your healthcare experience:
- Quick and easy access: With comprehensive insurance, you can access high-quality healthcare without long waiting times, allowing you to receive diagnoses and treatments in a timely manner.
- Choice of doctors and specialists: You have the freedom to choose your trusted doctors and specialists, allowing you to receive personalized medical care.
- Extensive coverage: It covers a wide range of medical services and treatments, providing you with peace of mind and financial security in case of illness or injury.
- Control over your health: It enables you to make informed decisions about your healthcare and actively participate in your well-being.
- Comfort: You can access healthcare in high-quality facilities and hospitals, contributing to your comfort and convenience during the treatment process.