What does Adeslas PLENA PLUS include?
With Adeslas Plena Plus, you will have unlimited access to the widest medical network in the market with complete coverage and no copayments.
More than 51,000 professionals and more than 1,400 centres
Coverage in general medicine, emergencies and hospital admission
Pregnancy and paediatric coverage
Without copayments or extra costs
HOW MUCH DOES HEALTH INSURANCE COST?
Calculate what you would pay for your Adeslas PLENA PLUS health insurance.
What your Adeslas PLENA PLUS covers
Adeslas PLENA PLUS offers you a wide range of medical specialties and health services with which you can enjoy the advantages of private healthcare without co-payments:
- Primary care: general medicine, paediatrics and nursing service
- Emergencies
- Medical surgical specialisms
- Preventive medicine
- Diagnostic means, including those involving high technology: scan-directed prostatic biopsy through the merger of images
- Hospitalisation
- Surgical implants and prostheses: fixation bands for stress incontinence
- Special treatments
- Human organ, tissue and cell transplants
- Birth preparation
- Clinical psychology
- Chiropody
- Speech therapy
- IUD, includes the fitting cost and the device
- Maternal serum fetal DNA test
- Refund coverage of 50%, up to €500 of the medical expenses of the rehabilitation and physiotherapy specialisms. Refund coverage of 50%, up to €200 of the medical expenses in chiropody. Further information
- Travel assistance up to a limit of €12,000 per insurance annuity
- Robotic surgery for prostate cancer and kidney cancer. Included with an excess payment of €6,000 for the cases that comply with the criteria required
Your health insurance without copays
Adeslas PLENA PLUS is medical insurance without co-payments or extra expenses. This means that you can access a wide range of health services without having to pay an additional amount each time you need medical care.
Qualifying periods
All services provide immediate access, except those with a certain qualifying period to be able to enjoy their benefits, which may vary between three and eight months. See conditions.
Supplemental dental insurance
Adeslas Dental FAMILIA (optional)
Furthermore, for only €17,85* per month, you can access the dental insurance thought out for your whole family.
- Extensive Dental Care Provider System comprising over 1,600 odontologists.
- Extensive network of over 185 Adeslas Dental Clinics.
- With the Optimum Discount service, you will save up to 50% of the price that you would pay if you accessed the service without being an insured party of Adeslas.
* Monthly premium valid for a total of three-four insured parties until renewal, once the 15% discount has been applied on taking it out with a health insurance policy.
What authorizations do you need to present?
Some medical services require authorisation by Adeslas. Hence, if one of our medical professionals prescribes any medical test for you, you must send us the corresponding prescription so that we can manage your authorisation.
The tests that are subject to medical authorisation are as follows:
- Hospital admission
- Medical tests
- Rehabilitation
- Clinical psychology
You can obtain your authorisations quickly and comfortably with a photo through your Health Customer Area. If you prefer, you can also obtain your authorisations from the Adeslas Salud y Bienestar App
Insurance documentation and contract conditions
- Health questionnaire
- Hireable up to 70 years of age.
- 10% discount for more than four insured people.
- Payment method bonus
- General Terms and Conditions document
- Fact Sheet document
- Preliminary Information document (IPID)
Are you a customer? Access your health services
With Adeslas, you will always have a doctor at your disposal and access to all digital health services so that you can manage your health at any time from any place:
- Healthcare provider list search function and option to request your appointment online
- Digital card
- Online authorisations and refunds
- Video-appointments and tele-appointments
- General, paediatric and psycho-emotional medical advice
- Personalised health programmes
Access these and other healthcare services through your Health Customer Area or from the Adeslas Salud y Bienestar App
Discover all the services available to you here
Are you looking for another type of health insurance?
Find among our health insurances the option that best suits you. If you are looking for other options of health insurances you can choose Adeslas PLENA TOTAL, a complete health insurance with dental insurance included, Adeslas PLENA VITAL with copayment if you want to reduce the amount of your premium or Adeslas PLENA with reduced copayment.
DO YOU NEED HELP WITH YOUR INSURANCE?
We solve all your doubts related to your insurance procedures or procedures. In addition, we put at your disposal a wide network of commercial attention offices to resolve your doubts in person. Find yours here
Frequently Asked Questions
1. What is health insurance without copayment and without waiting period?
Health insurance without copayment is a health plan in which you don't have to pay extra costs to access the services included in the insurance. As for health insurance without waiting periods, they do not exist, as there are always services that require this waiting period. You can find more information in the waiting period section of this page.
2. What types of copayment are there?
Copayments can vary depending on the medical service and insurance plan, but there are generally copayments for medical consultations, laboratory tests, medications, and hospitalization.
3. Who is health insurance without copayment recommended for?
Health insurance without copayment is recommended for individuals who prefer a higher monthly premium in exchange for not having to pay copayments each time they receive medical care.
4. What are waiting periods in insurance?
Waiting periods in insurance refer to periods of time during which certain coverage is not available after the purchase of a plan. During this time, the insured cannot access specific services.