Vet care insurance guarantee

Urology-related surgeries feature among the treatments covered by the SegurCaixa Adeslas pet insurance vet care for dogs and cats. Essentially, these relate to operations on the urinary system:

• Cystotomy. This is surgery of the bladder for dogs and cats. It is needed to remove bladder stones and non-tumorous polyps. Price with insurance: €175. Price without insurance: €310.68.

• Canine penile urethrostomy. This treatment aims to create an artificial opening in the dog’s urethra to enable it to pass urine from the bladder. Price with insurance: €150. Price without insurance: €284.59.

• Perineal urethrostomy. Similar to the procedure above, but in cats. As with a cystotomy, a urethrostomy requires a prior assessment to determine whether the animal is fit to be anaesthetised. Price with insurance: €150. Price without insurance: €272.40.

Another type of treatment included in our pet insurance with vet care for dogs and cats is preventive sterilisation, a surgical intervention which, as well as preventing reproduction, carries multiple benefits from preventing infections and tumours to sidestepping unwanted behaviour, such as harassment or aggression. Sterilisation can also increase life expectancy in pets.

Our insurance for dogs and cats offers various types of surgery on the reproductive system:

• Dog neutering for males (not cryptorchidism). This involves the removal of the dog’s testicles. Price with insurance: €80. Price without insurance: €152.46.

• Cat neutering for males (not cryptorchidism). The procedure is similar to the above and the castration is very quick. Price with insurance: €70. Price without insurance: €132.13.

• Dog spaying for females (according to weight). This consists of the removal of the uterus and ovaries, with prices varying according to the weight of the pet. Price with insurance: from €110. Price without insurance: from €200.92.

• Cat spaying for females. A simple intervention to extract a cat’s reproductive organs to stop them going into heat and to prevent pregnancy. Price with insurance: €90. Price without insurance: €173,03.

Oncology is the medical branch that deals with cancer. And, just as it is highly relevant in humans, it is also of the utmost importance in pet health. The SegurCaixa Adeslas vet care insurance guarantee for dogs and cats therefore covers the following specific procedures for breast oncology:

• Full mammary chain mastectomy (unilateral). This surgical intervention involves the removal of the pet’s mammary glands. Price with insurance: €200. Price without insurance: €374.04.

• Partial mammary chain mastectomy (unilateral). In this case, just some of the animal’s mammary glands are removed. Price with insurance: €175. Price without insurance: €374.04.

• Removal of an isolated breast tumour (nodule less than 3 cm in size). Both female dogs and cats can suffer from isolated breast tumours that need to be removed when detected. Price with insurance: €80. Price without insurance: €151.37.

In this and other types of interventions, the insurance covers the costs relating to the anaesthesia for animals under 40 kilos in weight.

SegurCaixa Adeslas rates do not include VAT. The treatment prices without insurance are approximate and available for comparison in the vet clinic search engine.

With our pet insurance policy, the following types of visits are free:

• Scheduled consultation.

• Specialised consultation.

• Preventive consultation for oral health (once a year).

• Life-threatening emergency consultation (with prior telephone authorisation).

• Check-up.

Similarly, the rabies vaccine is completely free for both dogs and cats and is included in the SegurCaixa Adeslas pet insurance free vet care. Official fees not included.

Also, some surgery-related services are also free for policyholders. More specifically, the following consultations are free of charge:

• Abdominal surgery. Specialised consultation for soft tissue surgery.

• Ophthalmic surgery. Specialised ophthalmology consultation.

The technology used by vets to see inside an animal’s body is vital for understanding their state of health and reaching a diagnosis. With our insurance for dogs and cats, the diagnostic imaging test consultation is completely free.

What’s more, the following additional procedures are included among the SegurCaixa Pets free services (performed at the veterinary clinic where the surgery takes place):

• Post-surgical basic treatment.

• Removal of stitches.

Lastly, specialised consultations in reproductive medicine and traumatology are also included in the free vet services covered by the SegurCaixa Adeslas pet insurance policy.

With the Full SegurCaixa Adeslas pet insurance policy, there is no exclusion period for the vet care guarantee. As regards the guarantee for death due to illness, there is an exclusion period of 6 months.

The Third-Party Liability insurance policy covers any personal and material damage that a pet causes to third parties. Among other things, this includes injuries to people and damage to other people’s property.

When you take out a pet insurance policy, SegurCaixa Adeslas offers its policyholders a large team of vets and over 400 clinics nationwide.

With all this information, we’re sure you now have a much better understanding of what pet insurance covers and why it is important to take out a policy that helps you save money on treatments and that also includes free vet care services.