Home insurance 
Electrical appliances covered by your Home insurance policy

Electrical or electronic devices form an essential part of our home, facilitating domestic tasks and connecting us with the world in our day-to-day life. The automated progress of recent times leads us more and more towards smart spaces; hence it is important to ascertain what coverage your insurance policy has in the event of a breakdown. 

What type of electrical appliances are covered by your Home insurance policy?

The SegurCaixa Adeslas Home Insurance policy provides coverage for the breakdowns that occur as a result of any of the causes set forth in the policy. That is, if the apparatuses have breakdowns due to factors external to the device itself: damage due to water, fire, meteorological phenomena, electrical damage, etc. 

However, not all breakdowns to an electrical appliance or electrical device are due to any of these causes. There are intrinsic or mechanical breakdowns or breakdowns inherent to the apparatuses, which exclusively bear a relationship with their use and wear and tear and the end of their useful life and which, therefore, are not covered through your Home insurance policy. 
 

Why take out an Electrical Appliance insurance policy?

SegurCaixa Adeslas offers a complementary insurance policy for those breakdowns that are not covered through your Home insurance policy.

The Electrical Appliances insurance policy offers full comprehensive protection against breakdowns of electrical appliances at your home whose manufacturer’s warranty period has ended, even in the event of internal and mechanical breakdowns.

Covering three breakdowns a year, attempts will be made to repair the apparatus, covering the material and, when not possible, compensation will be paid for the appliance, in accordance with the terms and conditions of the policy. 

In this way, your home will be fully protected against any problem that may arise.

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